Real Estate Calculators
Affordability Calculator
Determine the maximum home price you can afford using front-end and back-end debt-to-income ratios, down payment amount, interest rate, and loan term.
Balloon Payment Calculator
Calculate the monthly payment amount and the remaining balloon balance due when a mortgage's shorter balloon term ends before full amortization.
Biweekly Mortgage Calculator
Compare a standard monthly mortgage schedule against biweekly payments to see the years and total interest saved from the extra annual payment.
Cap Rate Calculator
Calculate capitalization rate (cap rate) from net operating income and property value to compare income-producing real estate investments.
Cash-out Refinance Calculator
Calculate the new loan amount, cash received at closing, and closing costs on a cash-out refinance based on home value, balance, and target LTV.
Closing Cost Calculator
Estimate total closing costs on a home purchase as a percentage of price, or itemize lender, title, escrow, recording, and attorney fees individually.
Extra Mortgage Payment Calculator
Calculate the new payoff timeline and total interest savings from adding extra monthly payments or a one-time lump sum to a mortgage balance.
HELOC Calculator
Calculate the maximum available home equity line of credit from home value, existing mortgage balance, and a combined loan-to-value percentage cap.
Home Equity Calculator
Calculate current home equity in dollars and as a percentage, plus loan-to-value ratio, from home value, mortgage balance, and any additional liens.
Housing Affordability Calculator
Calculate a NAR-style Housing Affordability Index comparing median family income against the income needed to qualify for the median-priced home.
Land Value Calculator
Estimate land value using the extraction method against a known building value, or by pricing land area directly per acre, hectare, or square foot.
Loan-to-Value (LTV) Calculator
Calculate loan-to-value ratio from a loan amount and property value, or find the maximum loan amount a target LTV percentage allows a lender to approve.
Mortgage Points Calculator
Calculate the upfront cost of mortgage discount points, the resulting reduced interest rate, and the break-even period measured in months.
Mortgage Tax Deduction Calculator
Estimate year-one mortgage interest, compare total itemized deductions against the standard deduction, and calculate the resulting income tax savings.
Property Appreciation Calculator
Project a property's future value from a given annual appreciation rate, or calculate the annualized appreciation rate between two known values.
Property Tax Calculator
Calculate annual and monthly property tax from assessed value using either a tax rate percentage or a mill rate, with support for homestead exemptions.
Rent Calculator
Find the maximum rent you can afford using the 30% income rule and a 36% debt-to-income cap, or split total rent and utilities evenly among roommates.
Rent vs Buy Calculator
Compare the total net cost of renting versus buying a home over a chosen time horizon, accounting for appreciation, carrying costs, and investment returns.
Rental Yield Calculator
Calculate gross and net rental yield on an investment property from purchase price, monthly rent collected, and annual operating expenses incurred.
Solar Panel Payback Calculator
Calculate the payback period for a residential solar system from net installed cost after tax credits, energy production, and local electricity rates.
The Biggest Purchase Most People Make
A home is usually the largest transaction in a person's financial life, which is exactly why small differences in rate, payment schedule, or timing translate into real money over the life of a mortgage. These nineteen calculators cover buying, financing, and home equity math.
What Switching to Biweekly Payments Actually Does
That one extra payment a year, compounded over the loan's life, is what shaves years off the payoff timeline and cuts total interest paid, all without the household budget ever seeing a larger single payment. Check your own numbers with the Biweekly Mortgage Calculator.
Popular Real Estate Calculators
- Rent vs Buy Calculator — compares total cost of renting versus buying over a chosen time horizon.
- Home Equity Calculator — calculates current equity from home value and remaining mortgage balance.
- Closing Cost Calculator — estimates the fees and costs due at closing beyond the down payment.
Related: Insurance Calculators for home insurance, Moving & Relocation Calculators.