Baccarat Bet Probability Calculator
Reviewed by Hamza Gujjar, Algorithm Architect & Software Developer
Last updated: July 27, 2026Why the banker bet is the mathematically best of the three
Baccarat's three main bets have fixed, well-documented probabilities in a standard 8-deck shoe - the banker bet carries the lowest house edge specifically because of the rules governing when the banker draws a third card.
Worked example
For a banker bet:
Result = 45.86% win probability (1.06% house edge)
| Bet Type | Win Probability | House Edge |
|---|---|---|
| Banker | 45.86% | 1.06% |
| Player | 44.62% | 1.24% |
| Tie | 9.52% | 14.36% |
Despite the small commission typically charged on banker wins in most casinos, the banker bet's structural rule advantage still gives it the lowest overall house edge of the three main baccarat bets.